Digital IDs, CBDCs, and programmable money — the convenience, the control, and what to do now. You’ve probably heard the phrases digital ID, CBDC, and programmable money tossed around lately. Most explanations either scare you or sell you on convenience. Let’s stay calm and rational. Here’s what’s actually changing, why it matters, and how to prepare without panic.

In a recent interview with Harinder Mullay, Lewis Jackson shared the story of how a simple YouTube upload for friends turned into a business, why he left a “safe” career in speech therapy, and why he believes time — not money — is the ultimate asset.

Most people are told pensions are the “safe” route, but they fail basic tests of access, independence, and mobility. In this post, I explain why I’ve put 98% of my net worth into crypto, how volatility is a feature not a bug, and why the “good money” test shows crypto’s long-term potential. It’s a rational approach to building wealth with flexibility and control.

Lewis Jackson shares the 3 rules he’d follow if he were starting fresh in 2025 — lessons learned from nearly a decade of wins, losses, and thousands of investor conversations.

Crypto tax laws are changing globally. Learn how HMRC’s 2026 rules and CARF affect investors, and discover strategies to protect your crypto profits.

Whether leveraging stablecoins for immediate safety or accessing institutional off-ramping services for high net worth individuals, having a robust strategy in place is essential for managing your digital assets when exchanges are down.

Navigating Uphold's high net worth criteria requires understanding the balance between portfolio value and transaction size, with personalised guidance and strategic planning being key to accessing enhanced transactional capabilities.

Setting up company accounts on cryptocurrency exchanges is more accessible than it appears, with straightforward steps to distinguish personal from business transactions, ensuring clarity and compliance in your digital asset investments.

For those looking to invest a lump sum in whole life insurance, strategic splitting and the use of prepaid premium accounts offer a compliant and beneficial approach, maximizing the investment’s potential while maintaining the policy's favorable tax status.

The Modified Endowment Contract (MEC) limit is a crucial consideration in whole life insurance, guiding policyholders on maximum contributions to enjoy insurance benefits and maintain favourable tax status, with flexibility influenced by age and policy size.

Whole life insurance policies require annual contributions, especially crucial in the early years, yet offer the flexibility to pause payments if needed, supporting the goal of continuous funding for long-term financial security.

Life insurance, particularly whole life, is often misunderstood as a quick source for generating income; however, its true strength lies in providing long-term security and emergency funds, with other investment avenues better suited for immediate cash flow needs.