In this episode, Jackson argues that the UK’s activation of its digital identity mandate marks more than a paperwork change — it is the official arrival of a new infrastructure layer. From November 18th onward, every UK company director and “person of significant control” must verify their identity through GOV.UK One Login. Millions have already completed verification.
Jackson frames this shift not as an administrative update, but as the beginning of identity becoming a programmable building block inside the financial system.
Digital identity now sits alongside CBDCs, tokenized deposits, oracle networks, and automated compliance as a foundational requirement for the programmable economy. Without identity, he argues, no large-scale settlement system — public or private — can safely automate liquidity, compliance, or access.
Jackson highlights that digital identity has moved from regulatory theory to live financial infrastructure. Across the OECD, EU, UK, and Hong Kong, governments and regulators are now aligning identity with:
Identity becomes the connective tissue between the “money leg” (CBDCs, tokenized deposits, stablecoins) and the “control layer” (AI compliance, oracle networks, interoperability protocols).
Whether people like the direction or not, Jackson stresses a key truth: the era of programmable identity has begun — and it will shape everything built on top of it.
One of the episode’s most important segments covers Avalara’s launch of the world’s first enterprise “agentic AI workforce.” These are autonomous AI agents capable of executing tax filings, e-invoicing, KYC checks, and regulatory reporting directly — with human oversight but minimal human intervention.
Jackson describes this as the moment AI shifts from analytics to execution.
These agents can:
This is the beginning of AI-driven settlement, where compliance and liquidity routing happen at machine speed. Jackson positions this as a major architectural upgrade to the financial system — one that dovetails with XRPL AMM functionality, stablecoin rails, AI-assisted liquidity scoring, and privacy-preserving execution models (including ZK rollups).
Jackson highlights another major shift: Accenture Ventures has taken a strategic stake in Lyzr, a specialist in enterprise AI agents used in highly regulated sectors.
This matters because Accenture already sits at the center of global banking infrastructure. Its endorsement effectively validates agentic AI as a new required layer for:
Jackson argues that AI agents will soon sit beside oracle networks, tokenized deposits, and digital ID frameworks as one of the core components of the programmable settlement stack. Lyzr’s role could become foundational as banks move from pilot to production.
As Jackson connects the dots, a clear architecture emerges:
This is the operating system of the new global financial network — modular, automated, identity-secured, and AI-managed.
Assets like XRP, QNT, LINK, ONDO, TRAC, and privacy-enabled execution environments all play complementary roles inside this architecture.
Jackson identifies several thematic impacts:
Identity becomes the gateway for tokenized securities, tokenized deposits, CBDC access, AMM participation, and cross-chain settlement.
AI agents will evaluate settlement pathways, enforce regulatory rules, and reduce friction between private and public chains.
With Accenture backing Lyzr, the institutional AI layer becomes a credible investment category.
Jackson lists the ecosystems best positioned to benefit:
He notes that XRP, in particular, benefits when identity and AI infrastructure strengthen, because conversion layers require predictable compliance, verifiable credentials, and automated liquidity routing.
To understand how digital identity, agentic AI, tokenized deposits, and interoperability networks are merging into a single programmable settlement system, watch the full episode of The Macro.
For ongoing analysis of CBDCs, chain-agnostic settlement, XRP Ledger developments, and the evolution of the new global financial architecture, follow Lewis Jackson Ventures.
